Sometimes money and insurance can bring up confusion and negative feelings. This happens to others and it may be more common than you think. I can provide information and resources to support you.

I accept the following insurances:

If you will not be using any of the insurances above then this section applies to you:

*You can call me directly at 732-455-1303.

Out of Network services:

I can provide you receipts for all services paid so you can use them for tax purposes as well as for insurance reimbursement.
Did you know you might qualify for money back from your insurance for out of network?
I can explain your out of network benefits to you once you know them for no charge.
If you need help figuring out what to ask please see the box below.
Credit cards are accepted with no hidden fees! You may earn rewards on your credit card if you get points, travel miles, etc. No more remembering to pay - your card will automatically get charged for session and you get a text message for all charges/refunds.

Questions to ask your insurance to understand your Out Of Network Benefits:

"Hi I"m calling to ask about out of network benefits." Do I have out of network benefits for mental health outpatient therapy? [If the answer is no then you will not get money back you may choose to end the call at the point - you can take down the name of the representative & reference number if you wish. If there are benefits, are there are diagnoses that are not covered? [Please let us know what these are.]
Do I have a deductible/co-insurance? If not, what is my copay? How would I get reimbursed? When does my plan start over next? Not all plans start over on January 1st.
Do I need referral or pre-authorization for mental health services?
"Are these CPT codes covered under my plan: 90791, 90832, 90834, 90837".
Is telehealth a standard benefit for this plan? [I use a HIPAA complaint platform for telehealth if they ask]. If so, what is the telehealth modifier for billing?

6. Are there limits as to many how mental health sessions I can have in a year?

7. Take down and save the name of the representative and the reference number for your records. Add the date you called.

Your Right to Receive: Good Faith Estimate